Description: In the Personal Option Profile© (POP) report the "Time value" calculated in the Black Scholes table for unvested options may display a negative number when the "per share Dividend" in the "Company Data" section is non-zero. This is inconsistent with the treatment of vested options where the "Time value" will never be less than zero.

Fix: In v1.02, the "Time value" of unvested options is always positive, or zero.

Description: Within the leverage table in the "Investment Risk/Reward" section of the POP, once a dollar value goes to zero at a given "Potential Future Stock Price", all "Incremental Change" values for lower stock prices read "-100%". Also, if all client options are currently underwater, the first incremental price change that results in an in-the-money value will also display a -100%. This is not correct since the increase is actually infinite, going from zero(0) to some value.

Fix: In v1.02, incremental change values for values of zero after the initial are 0%.

Description: The "Future Vesting" section of the POP will report incorrect vesting dates in the first column for lots vesting prior to December of 2004 if the report is generated in a subsequent calendar month AND the client's data has not been updated prior to running the report. To update the client data, go to the Holdings tab, select a grant, click Edit, make no changes, and click OK.

Fix: Version 1.02 no longer reports incorrect vesting dates.